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Loan Options / Special Programs

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Low Down payment and Streamline Loan Programs

Low Down Payment Purchase Options - We offer a variety of programs that will get you into your new home with as little as 3% down.

  • Low down payment keeps money in your pocket for other expenses
  • Access to low rates with option to have no Private Mortgage Insurance
  • Streamlined underwriting process
  • Available for first-time homebuyers and seasoned buyers

FHA Streamline and VA Interest Rate Reduction Refinance Loan

Take advantage of streamline refinances on existing FHA and Veteran loans.

  • The mortgage must not have been sold to Freddie Mac or Fannie Mae previously.
  • The mortgage must have been closed by May 31, 2009.
  • The mortgage cannot have been refinanced under HARP previously
  • Confirm your eligibility with Loan Lookup Tools from Fannie Mae or Freddie Mac.
  • The borrower must be current on the mortgage at the time of the refinance, with a good payment history in the past 12 months.


  • No appraisal required
  • Reduced income documentation
  • Expedited process
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