Let’s get to what you came here for. Debt consolidation is a common type of refinance. Essentially this is when a borrower trades in their old mortgage for a new one that includes a piece of their home equity to be used for paying off other bills.
Fannie Mae and Freddie Mac are quazi-government owned entities that play a huge role in the mortgage industry.
Your credit score takes time to improve, and there is no lightning fast way to improve it. Good news! We are here to help your through with 5 simple tips!
We had a borrower here in Charlotte call us yesterday to tell us that they missed out on an awesome property because the seller chose another offer. Our client’s offer was nearly $10,000 higher than the other!
When shopping for a mortgage, it is important to always look at all available options. When your realtor recommends you use your preferred bank for your loan, get a second opinion to understand the advantages of using brokers vs. lenders.
As home prices continue to climb and rates tick up, more and more of our customer in Charlotte, NC and Raleigh, NC are utilizing their home equity to get cash out of their homes.
You have decided now is the time you are ready to make the move into a new home. Congratulations, this is an exciting time, so don’t get overwhelmed with the process.
The answer is NO.
"What! My credit score is a 700 on Credit Karma. Where did this 660 come from?"
Quick advice about Mortgage Insurance: Stop being afraid of it! There are many rumors about Mortgage Insurance that create a skewed perception for borrowers.
Lower interest rates and low margins with no lender or origination fees.