Purchasing a home should be a very exciting time, so make sure your experience goes as smoothly as possible by avoiding these six mistakes.
Many people go through financial hardships and when that happens, they always wonder when it is the right time to borrow again. Here are the guidelines for each agency regarding foreclosures and short sales.
So, you are wanting to buy a home, but there is one thing hanging over your head – the troubles of saving for a 20% down payment.
Any loan with less than 20% equity will have some sort of mortgage insurance paid monthly.
Now that we have an overall understanding of FHA and VA loans, let’s dig in to FHA Streamline and VA IRRRL.
Let’s get to what you came here for. Debt consolidation is a common type of refinance. Essentially this is when a borrower trades in their old mortgage for a new one that includes a piece of their home equity to be used for paying off other bills.
Fannie Mae and Freddie Mac are quazi-government owned entities that play a huge role in the mortgage industry.
Your credit score takes time to improve, and there is no lightning fast way to improve it. Good news! We are here to help your through with 5 simple tips!
We had a borrower here in Charlotte call us yesterday to tell us that they missed out on an awesome property because the seller chose another offer. Our client’s offer was nearly $10,000 higher than the other!
When shopping for a mortgage, it is important to always look at all available options. When your realtor recommends you use your preferred bank for your loan, get a second opinion to understand the advantages of using brokers vs. lenders.
Take a look at our checklist to see the basic documents you’ll need to apply.