A mortgage pre-approval is the first, necessary step on the road to home ownership. It’s a declaration from us to you and the seller that yeah, you CAN afford this house.
Buying a home is one of the most important financial decisions one can make in his or her lifetime. It is necessary to know exactly what can afford.
Nobody gets married expecting to get divorced. But with nearly half of U.S. marriages ending in divorce, couples should know how a potential split can impact their finances.
Perhaps you feel more at home surrounded by pastures than pavement. If so, buying a home might be well within reach, thanks to the U.S. Department of Agriculture mortgage program.
The answer is yes, BUT there are some contingencies.
Don’t let being self-employed make you think that it will be harder to get approved for a mortgage loan.
Are you reading this while also staring at the stack of bills on your kitchen counter that you are procrastinating until the last day to pay because you don’t want to face the reality of the interest you are racking up? Now is the time to eliminate your debt.
Home prices are rising, people, and Charlotte and Raleigh are hot places to live right now.
A Cash Out Refinance is a great way to tap into your home equity to get cash out and put it towards debt or home improvement.
There is a misconception with several details about the mortgage industry and we are here to bust them!
Take a look at our checklist to see the basic documents you’ll need to apply.