Your credit score takes time to improve, and there is no lightning fast way to improve it. Good news! We are here to help your through with 5 simple tips!
We had a borrower here in Charlotte call us yesterday to tell us that they missed out on an awesome property because the seller chose another offer. Our client’s offer was nearly $10,000 higher than the other!
When shopping for a mortgage, it is important to always look at all available options. When your realtor recommends you use your preferred bank for your loan, get a second opinion to understand the advantages of using brokers vs. lenders.
As home prices continue to climb and rates tick up, more and more of our customer in Charlotte, NC and Raleigh, NC are utilizing their home equity to get cash out of their homes.
You have decided now is the time you are ready to make the move into a new home. Congratulations, this is an exciting time, so don’t get overwhelmed with the process.
The answer is NO.
"What! My credit score is a 700 on Credit Karma. Where did this 660 come from?"
Quick advice about Mortgage Insurance: Stop being afraid of it! There are many rumors about Mortgage Insurance that create a skewed perception for borrowers.
All home buyers need to know the importance of pre-qualification vs. pre-approval. Let us explain: So, you are shopping around town for your new home, and all your ducks are in a row including a pre-qualified letter from your lender. Stop, do not pass “GO”, do not collect 200 dollars. This is where many people follow the wrong steps in the home-buying process.
Home prices have risen to record highs, so refinancing might be the right move for your future. Whether you have been in your home one year or 10 years, you might want to consider refinancing your home. If you have equity in your home, you are eligible. The benefits of a cash-out refinance are rewarding short-term as well as long-term.
Take a look at our checklist to see the basic documents you’ll need to apply.