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Did you Miss your Chance to Refinance?

Over the past year we have seen a historic drop in mortgage interest rates, with the lowest falling to a 2.16% for a 15-year fixed-rate and a 2.65% for a 30-year fixed-rate. The drop-in rates began a wave of refinances. Now, here we are almost a year after the COVID-19 pandemic began, and 3 months into 2021, and are starting to see the rates go back up. Leaving some people worried they’ve missed the chance to refinance

  • pencil icon Jessica Pfarr
  • calendar icon Mar 04, 2021
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Purchasing a Home During a Pandemic

Purchasing your first home is exciting but can often feel overwhelming and a bit intimidating, especially during a pandemic. You’re probably unsure of what exactly to expect during the process

  • pencil icon Jessica Pfarr
  • calendar icon Feb 11, 2021
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The Rush to Refinance: Should Your Refinance Your Mortgage Now

These days it seems like everywhere you turn people are talking about refinancing. And, if you haven’t yet, you’re probably wondering... “Should I refinance my home now?” Due to the COVID-19 pandemic, mortgage rates have been at a historically low rate making now a very popular time to refinance.

  • pencil icon Jessica Pfarr
  • calendar icon Jan 28, 2021
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New Year, New Record Low Mortgage Rates

The average U.S. mortgage rate for a 30-year fixed loan fell two basis points to 2.65%, this week.

  • pencil icon Jessica Pfarr
  • calendar icon Jan 08, 2021
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FHA Announces New Single Family Loan Limits For 2021

Given the continuous gains in home prices over the past couple years, the Federal Housing Administration (FHA) recently announced increases to the FHA Single Family loan limits for 2021.

  • pencil icon Jessica Pfarr
  • calendar icon Dec 17, 2020
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Fannie Mae, Freddie Mac Conforming Loan Limits Increase in 2021

The Federal Housing Finance Agency just announced a new baseline conforming loan limit for Fannie Mae and Freddie Mac in 2021. In most of the U.S., the maximum conforming loan limit (CLL) for one-unit properties will be $548,250, which is a 7.5% increase from the limit of $510,400 in 2020.

  • pencil icon Jessica Pfarr
  • calendar icon Dec 08, 2020
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Which Mortgage Is For Me?

The mortgage process may seem complicated at first glance, but Loan Pronto is here to make it seamless and fast!

  • pencil icon Lindsey Peterson
  • calendar icon Jul 31, 2020
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Good Debt VS Bad Debt

Your personal finances are divided into two categories, good and bad debt. The key is what does the debt do you for you – and it should always be more than what you do for the debt.

  • pencil icon Lindsey Peterson
  • calendar icon Jul 20, 2020
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US Mortgage Rates Hit ANOTHER Record Low

COVID 19 continues to put stress on the market causing rates to continue to drop! Mortgage rates have hit an all-time low in the first weeks of July.

  • pencil icon Lindsey Peterson
  • calendar icon Jul 14, 2020
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15 vs 30 Year Fixed-Rate Mortgages Pros and Cons

Breaking down the benefits and drawbacks to a 15 year mortgage versus a 30 year mortgage and what makes the most sense for your situation.

  • pencil icon Lindsey Peterson
  • calendar icon Jun 29, 2020
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